In the Trustmark Resource Center, you will find useful information to help you better understand vehicle service contracts and ways to maximize the value of your used vehicle.
It's vital protection against costly repairs once the manufacturer's warranty of an automobile has expired. With a Trustmark Vehicle Service Contract, used car owners can rest easy knowing that they're covered if anything happens with the car's engine, transmission, turbocharger, or other parts. Plus, Trustmark Vehicle Service Contracts come with roadside assistance so if anything happens, someone will be there to help.
As vehicles age and accumulate miles, their parts begin to break down, and costs can start adding up. Engine repair or replacement, a new transmission, brakes, roadside assistance and more can cost thousands of dollars out of your own pocket if you don't have a vehicle service contract (VSC).
A Trustmark VSC saves you money and gives you peace of mind every time you hit the road in your used vehicle. They also keep your car in good working order so you get the best price when you're ready to sell. Trustmark's VSC covers the engine group, transmission, power steering, AC, brakes, roadside assistance and more, up to 48 months/48,000 miles.
Used Car Buying Tips - Buying a used car is a smart choice for getting the best value for your money. Here are some car buying tips and things to keep in mind to help you get the best deal:
• Research the price - Get an edge in negotiations by finding out what the car should cost. Resources like Kelley Blue Book will give you the value of the car so you can get the best price.
• Check the warranty - Find out if the car is still under the manufacturer's warranty. If it isn't, look into getting your own extended bumper to bumper warranty such as a Trustmark Vehicle Service Contract. That way, you can be sure you're protected from costly repairs.
Roadside assistance - Trustmark’s roadside assistance is available for your vehicle in the event of a car breakdown, flat tire, dead battery, etc. Roadside assistance is available 24 hours a day, 365 days a year.
Administrator - An Administrator is the third-party that manages the warranty or vehicle service contract. The Trustmark VSC Administrator has been in business over 25 years, maintains an A+ rating from the Better Business Bureau, and has paid out more than $550 million in claims. Trustmark Vehicle Service Contracts are guaranteed by an A rated insurance company with $32 billion in assets.
Lemon law - Lemon laws protect buyers who have purchased vehicles with major recurring defects or problems, and hold manufacturers responsible for breach of warranty. The federal lemon law is called the Magnuson-Moss Warranty Act and covers buyers all over the nation. State lemon laws vary by state.
Wear and tear - Wear and tear refers to the normal aging and breakdown of a vehicle and its components that naturally occurs as a car ages and accumulates miles. Wear and tear contributes to vehicle depreciation.
Deductible - Deductible refers to the out-of-pocket amount that a vehicle owner is required to pay before the warranty covers any expenses related to car repair. The standard deductible on a Trustmark Vehicle Service Contract is $100.
With so many options out there, it can be difficult to find the best Vehicle Service Contract (VSC) for you and your car. Many factors go into choosing the right coverage, so keep the following in mind when purchasing a Vehicle Service Contract:
Your future plans - Do you plan on keeping your car for years to come? If so, consider buying a 12, 24, 36 or 48-months VSC with comprehensive coverage. It'll protect your car and your bank account as your car ages. Trustmark's VSC covers the engine group, transmission, electrical, brakes, AC, roadside assistance with terms as long as 48 months/48,000 miles. The choice is yours.
All VSCs are not created equal - There are many different types of vehicle service contracts out there. Some offer more benefits, and some less, while prices are all over the map.
When searching for a VSC, make sure that the company you choose is highly rated and backed by a reputable insurance company with a high rated administrator. Confirm that your plan includes both coverage that you anticipate needing — new brake-related parts, for example — and coverage that you don't, like emergency roadside assistance.
Trustmark VSCs are affordably priced and offer excellent, comprehensive coverage for all types of vehicles. Benefits include roadside assistance, engine repair, battery jump service and more. Plus, Trustmark VSCs are backed by an insurer with $32 billion dollars in assets, an A rating, and an A+ from the Better Business Bureau. Our administrator has been #1 in used car warranties and VSCs for over 25 years.
In all states the term options are 12 months/12,000 miles, 24 months/24,000 miles, 36 months/36,000 miles and 48 months/48,000 miles. (Not available in Alaska, Florida and Massachusetts.)